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Document Number: 6671

Financing Lifelong Learning: Potential of and Problems with Individual Learning Accounts in Three Countries - Lifelong learning has prominently risen to the top of policy agendas in many countries, and academic literature has focused on many aspects of a system of lifelong learning. The difficulty of estimating the approximate cost of lifelong learning, the principles by which these costs are to be distributed among the various stakeholders and, finally, the problem of translating these principles into viable financing schemes, pose considerable challenges. This paper discusses the main characteristics and models of lifelong learning, briefly presents and analyzes the main financing systems that have been suggested for a lifelong learning system, and elaborates on the more recently emerged model of Individual Learning Accounts and discusses their potential and actual role for financing lifelong learning. (Hans G. Schuetze, National Center for the Study of Privatization in Education, November 2005)....


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